Too much to go over here, but do explore this thoughtful discussion.
Essential learning for the healthcare innovator.
Some key excerpts:
Learn about the “uninsurability” of most healthcare today
Learn how employer-sponsored health insurance distorts the structure of care in the US and makes consumers passive and weak in their medical decision making
The case for “Universal Catastrophic Coverage.”
Also check out the informative linked reading list
Listen to EconTalk: Ed Dolan on Employer-Sponsored Health Insurance